Buy vs Rent (Switzerland)
Compare long-term housing economics using Swiss mortgage and maintenance conventions.
Swiss Buy vs Rent Calculator
Compare a 10-year ownership cost with renting under common Swiss assumptions.
Buying (10 years)
Down payment (20%)CHF 240,000
Notary/fees (~1.5%)CHF 18,000
Interest (10 years)CHF 182,400
Maintenance (10 years)CHF 120,000
Amortization (10 years)CHF 89,600
Total Buy CostCHF 650,000
Renting (10 years)
Total RentCHF 384,000
Renting is cheaper by CHF 266,000 over 10 years.
Assumes no property appreciation and simplified tax impact.